Receive 1,000 bonus points every monthly billing period you have $1,000 or more in qualifying purchases. Earn 1 point for every $1 in qualifying purchases using your Mastercard access card. See how easy it is to earn points and redeem them for thousands of great items. Use your Mastercard access card to make purchases from your line of credit. Wells Fargo unsecured business line of credit includes exclusive rewards with no annual program fee, no cap or categories to keep track of. 4% ($10 minimum) fee for wire transfer transactions and for Casino Cash/Quasi Cash transactions when using the Small Business Advantage Mastercard ® access card.Īpplies to both Wells Fargo BusinessLine line of credit and Wells Fargo Small Business Advantage line of credit products. 
No fee for ATM, over the counter transactions from a bank or financial institution, access checks, online transfers, Bill Pay or telephone transfers. Household personal liquid assets less than $500,000. Requires personal guarantees from any owner with 20% or more of the applicant business, and a minimum combined aggregate of 51% ownership. Rates as low as Prime + 4.50% interest charged when you use the account. 5-year revolving line of credit, no scheduled annual review. For customers in business less than two years.4% ($10 minimum) fee for wire transfer advances and for Casino Cash/Quasi Cash transactions when using the BusinessLine ® Mastercard ® access card.Ĭustomer Agreement Small Business Advantage line of credit – backed by U.S. 3% ($10 minimum) fee for ATM and over the counter transactions from a bank or financial institution.
No fee for access checks, online transfers, Bill Pay or telephone transfers.
An annual fee of $95 (if line amount is $10,000 - $25,000) or $175 (if line amount is more than $25,000) will be assessed on your anniversary month in subsequent years. The annual fee is waived for the first year only. Requires personal guarantees from any owner with 25% or more of the applicant business, and a minimum combined aggregate of 51% ownership. Rates as low as Prime + 1.75% interest charged when you use the account. Revolving line of credit, no scheduled annual review.
For customers in business two or more years. All applications are subject to final credit approval.Īpply now and we will match your request to the appropriate line of credit based on product eligibility.Īpply now and we will match your request to the appropriate line of credit based on product eligibility. Five steps to consider before applying for creditĪll business applicants are unique and some exceptions may apply. Additional information related to applying for credit can be found at our Small Business Resource Center:. A Small Business Advantage line of credit account requires personal guarantees from any owner with 20% or more ownership in the applicant business, with a minimum combined aggregate of 51% ownership. A BusinessLine line of credit account requires personal guarantees from any owner with 25% or more ownership in the applicant business, with a minimum combined aggregate of 51% ownership. Typically, guarantors have a FICO ® Score of at least 680 at time of application. Things to consider when preparing to apply for an unsecured business line of credit: Wells Fargo Small Business Advantage ® line of credit for customers in business less than two years #Hidden business credit lines free
Automatic enrollment in a free rewards program.New customer offer: No annual fee for the first year.Wells Fargo BusinessLine ® line of credit for customers in business two or more years
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